Microsoft 365 is a subscription-based suite of productivity tools and services developed by Microsoft, encompassing applications like Word, Excel, PowerPoint, Outlook, and OneNote. It offers both personal and business plans, each tailored to specific user needs.​

Personal and Family Plans

• Microsoft 365 Personal: Designed for individual users, this plan includes access to premium Office apps, 1 TB of OneDrive cloud storage, and advanced security features. It is priced at $9.99 per month or $99.99 annually. As of January 16, 2025, this plan also incorporates Microsoft Copilot, an AI-powered assistant integrated into Office applications .​Microsoft+2Microsoft+2Lifewire+2Microsoft+2Microsoft Support+2The Verge+2
• Microsoft 365 Family: Suitable for up to six users, each with their own 1 TB of OneDrive storage, this plan offers the same features as the Personal plan, including Microsoft Copilot. It is available at $12.99 per month or $129.99 annually .​Lifewire+5Microsoft+5Microsoft+5Investopedia

Microsoft 365 provides various plans for businesses and enterprises, catering to different organizational needs:​